IRA

Start now to save for your retirement. First Community Bank offers IRAs using Certificates of Deposit. We pay very competitive yields on our IRAs. Call 239-939-4100 and ask for a Customer Service Representative to help you build for your future.

Minimum balance/opening deposit: $500.
Free notary service.
Penalty for early withdrawal equals the amount of 60 days interest for CD's of one year or less in duration and 90 days interest for CD's of more than one year.

IRA Rates and Yields
Account	Interest Rate	APY*
12 months	0.99%	1.00%
18 months	1.19%	1.20%
24 months	1.49%	1.50%
36 months	1.49%	1.50%
60 months	1.98%	2.00%

The APY is accurate as of:
* Annual Percentage Yield

Customer Identification Program Policy

The standard FDIC deposit insurance amount is $250,000 per depositor, per insured bank, for each ownership category. For more information and to calculate your deposit insurance coverage click ‘Calculators’ and then go to the link, ‘FDIC – EDIE the Estimator.’